Archive - Ayush’s Substack

🚧 Why Onboarding Friction Kills Merchant Growth

and why most PSPs don’t realise how much business they lose here

Dec 3 • Ayush

October 2025

💱 Dynamic Currency Conversion (DCC) - What & How 🤔

When you travel abroad and swipe your card, sometimes the POS asks if you’d like to pay in your home currency instead of the local one.

Oct 29 • Ayush

💡 Revenue vs Profit vs Free Cash Flow – Which One Really Matters?

In One Line: Revenue is vanity | Profit can be misleading | Free cash flow doesn’t lie.

Oct 29 • Ayush

💡 How B2B Payments and Supply Chain Finance Are Quietly Powering Global Trade

Digging into how B2B payments and SCF quietly fuel the world’s biggest financial networks.

Oct 27 • Ayush

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